After the announcement of Demonetization in India people are looking for alternatives where they can do online transactions. These alternatives were there long back but as they say “necessity is a mother of invention”, now it is necessary for people of India to search for online alternatives. One such popular online payment alternative is Paytm and we have already made a post about how to use it. We are aware that Paytm is one of the fastest growing e-wallets in India but it is not the only option we have if we wish to make certain online payments or recharges or even paying utility bills.

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But as we know there are more options as well and at the time of cash crunch, we need to know about them so that we can have more options in our hand. Just last week Paytm’s server was overloaded and hence it is obvious that we should find some substitutes for Paytm on hand as well. All these 5 mobile e-wallets companies have already acquired the necessary permission from RBI (Reserve Bank of India) so that your transaction is secured. So here we are with 5 different Paytm alternatives.

Paytm Alternatives

5 Best Paytm Wallet Alternatives

#1. Oxigen Wallet – Money Transfer, Recharge

Oxigen Wallet App for iPhone and AndroidJust like Paytm Oxigen too is an online or mobile wallet and it has been approved by the RBI, so you can use it with utmost trust. Actually, Oxigen came to India before Paytm as the first even mobile wallet app, but gradually Paytm with its marketing strategy took over the leading place in this industry. With Oxigen you can do online payments by using IMPS or NEFT as it has been linked almost all the top banks in the country. Apart from this, you can do movie ticket bookings, recharging of your mobile and bill payments and various other services with ease.

Visit Oxigen Wallet

Download Oxigen for Android | Download Oxigen for iPhone

#2. MobiKwik – Mobile Recharge & Bill Pay

MobiKwik App for iPhone and AndroidThis is another popular mobile wallet app in India as it has more than 17 million users and it has been attached with 50,000 or more merchants. With this wide range of choice one more thing which makes MobiKwik special is that it has its own payment gateway called ‘Zaakpay’. MobiKwik is accepted by leading food joints like Pizza Hut, Dominos, Café Coffee Day etc and also online shopping sites like Snapdeal, Jabong etc. Plus MobiKwik has prepaid payment instrument license from RBI so you can store some money in it and then can pay as per your likings.

Visit MobiKwik

Download MobiKwik for Android | Download MobiKwik for iPhone

#3. PayUMoney – Send bills and collect payment

PayUmoney Seller App for iPhone and AndroidPayUMoney is an online wallet but it works totally different than any other mobile wallet options we have provided here. You need not keep money in the wallet like Paytm and Oxigen you just need to use your credit card, debit card or online banking for your transactions. Hence it becomes safer than the other wallets. PayUMoney is connected with more than 65,000 websites so you get a wide range of choice as well. The best part of this app is that there is a special team which is constituted just to solve your problems and disputes. If you have a problem regarding payment with a merchant then this team will sort out for you.

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Visit PayUMoney

Download PayUMoney for Android | Download PayUMoney for iPhone

#4. Vodafone m-pesa Wallet

Vodafone M-Pesa Wallet App for iPhone and AndroidThis too is an online e-wallet but it has been provided by Vodafone the communication giant. It works almost the same way what other mobile wallets work. You can do recharge or pay bills for not only your Vodafone but other services like DTH etc as well. With thousands of merchants attached with Vodafone m-pesa, you can do online purchasing also. There are more than 85,000 m-pesa agents across who can even pay you in cash if someone sends you money via Vodafone m-pesa. Vodafone m-pesa has tied up with ICICI, which is India’s top-most private sector bank for making your transactions online. The usage of the app is extremely simple that anyone of any age group can use it.

Visit Vodafone m-pesa Wallet

Download Vodafone m-pesa for Android

Download Vodafone m-pesa for iPhone

#5. Airtel Money

Airtel Money App for iPhone and AndroidJust like Vodafone, Airtel the Indian communication biggie has also involved itself in mobile wallet business. With more people inclining towards e-payments in today’s scenario Airtel too has doubled its push to convince its customers to pay their bills and recharges via Airtel Money only. It too has a support from thousands of merchants across India where you can pay by Airtel Money. If you recharge or pay your bill from Airtel Money then you get extra discounts and offers which are an added advantage. You can load some money into this wallet and then can use it where ever and whenever you wish to as it is not limited to transactions with Airtel only.

Visit Airtel Money

Download Airtel Money for Android | Download Airtel Money foriPhone


#6. Freecharge – Mobile Recharge, Bill Pay, Wallet

FreeCharge App for iPhone and AndroidThis e-wallet is more popular in India not for purchasing or shopping things but to recharge mobile plans and DTH connections. But it doesn’t mean that Freecharge doesn’t allow you to shop. You can do shopping with many major brands by using the Freecharge app. There is always a discount guaranteed on each recharge or purchase when you use. You can even pay bills for your gas connections, landline phone, electricity and broadband by using Freecharge. This is one of the first such mobile wallets India has witnessed and that is why we thought we should not miss it.

Visit Freecharge

Download Freecharge for Android | Download Freecharge for iPhone


Hope you have liked this 5 alternatives plus bonus Paytm alternative so that you can make a secure payment anytime. Do let us know which one became your choice as a substitute to Paytm. We are waiting to hear from you here in the comments section or on Facebook, Twitter, and Google Plus.